Back and neck injuries are very common in Arkansas workers’ compensation law. More importantly, spine and joint cases can be very valuable for settlement purposes. The main reasons is that these types of work injuries are often the most problematic, because they can involve long, painful healing periods and produce substantial permanent impairment.
Here are 5 very important things to know about back and neck injury settlements, as well as the insurance company playbook before getting too far along into the AR workers’ comp claims process:
- Workers’ compensation claims that involve back and neck injury settlements can be quite valuable. In fact, the average settlement for joint and spine injuries can substantially higher than you might think.
- Insurance companies know this, and act accordingly, by immediately sending folks with spine and joint injuries to orthopedic doctors they think will help end these claims as quickly and as cheaply as possible. In fact, the insurance company will often hire a “nurse” to meet the injured worker at his, or her doctor’s appointment, at which time the nurse routinely goes into the examination room with the claimant, and then talks one on one with the doctor about the case.
- If the insurance company doesn’t like what the treating doctor has to say, the patient is sometimes sent for an Independent Medical Examination, again with a doctor chosen (and paid for) by the insurance company.
- Insurance companies want to keep back and neck disability ratings low; the healing periods short; and spine surgeries to a minimum. In the meantime, while the back and neck claims are being potentially dismantled beyond repair, the insurance company and its nurse sometimes tell the claimant that hiring an Arkansas workers’ compensation lawyer to protect them in the case simply isn’t necessary.
- If this scenario doesn’t sound quite right, it isn’t. It’s totally legal, but it’s not even close to totally fair. The insurance company may have a legal right to dictate the path of an injured worker’s initial medical care, but it doesn’t have the absolute right to dictate the direction, or the outcome of his or her case.
Knowing all this, it’s not surprising, really, that one of an insurance companies biggest nightmares is when injured workers with severe spine and back injuries seek the advice of a workers’ compensation lawyer early on in the claims process – especially from a lawyer who is already extremely familiar with the typical insurance carrier game plan and how best to counter it. At Hart Law, we already know the insurance company’s playbook. Which is why it’s so important to consider getting legal advice from an experienced workers’ compensation attorney when you have back and spine injuries.
For more information check out the Frequently Asked Questions (link to http://hartlawfirmllp.com/#faqs ), or give us a call 1-800-520-5874.